The Australian Jewellery Brand You Should Have On Your Radar This Summer

Classic and yet of-the-moment, The Silver Collective is the Australian jewellery brand you should get to know, stat. Lending summer wardrobes a hit of shine, the brand’s collection of super-cool—and surprisingly affordable—minimalist pieces will elevate both your off-duty looks (think denim cut-offs and linen button-up blouses) and after-hours style.

Headed by mother-and-daughter duo Maria and Anastasia Papazoglou, the brand specialises in versatile Sterling Silver jewellery that transcends seasons. A mix of classic elegance and contemporary flourishes, the designs balance timeless style with modern detailing—think of them as heirlooms you’ll want to wear now.

Launching from home under the brand name ICONIC-STYLE in 2015, the label has since been rebranded as The Silver Collective. After two years of online business, the start-up now operates both online and from their year-old Sydney boutique.

The Silver Collective’s wide-ranging jewellery collection includes ultra-fine necklaces and chokers (perfect for layering under beach coverups or metallic party dresses), sculptural earrings and stackable rings. Despite the brand’s love of clean lines and a pared-back aesthetic, each season is crafted with unique personality. One of the brand’s best-sellers—and one of our top picks—the Pella necklace is made from an ancient gold-plated coin. Distinct in shape, it’ll add an insouciant edge to any summer look.

[“source=forbes]

Spike in diamond jewellery demand on Diwali

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Aditya Pethe, director, WHP Jewellers said that they were expecting a 10% to 20% growth in footfall and since the day had started and it seems like we have met our expectations.
DiamondNSE 0.00 % jewellery is witnessing good demand in the Dhanteras-Diwali season, according to jewellers and trade officials. Lightweight gold jewellery too has emerged as the preferred choice for the consumers this festive season.

Atul Sinha, SVP – Marketing, CaratLane said “We are witnessing a shift in trend among jewellery buyers. The impact of higher gold prices is not so much on jewellery that can be worn on a daily basis. There is a double-digit growth in demand for jewellery that women can actually wear every day rather than heavy jewellery or gold coins which typically end up in the locker. We are expecting an increase in footfalls and a further surge in online purchases in the next two days.”

Added Vijay Jain CEO, ORRA “Both the run up to Dhanteras and Dhanteras has been positive. While gold has seen a positive trend over last year platinum and diamond jewellery growth rates have been in excess of 30 percent.”

Aditya Pethe, director, WHP Jewellers said that they were expecting a 10% to 20% growth in footfall and since the day had started and it seems like we have met our expectations.

“People are opting for light weight jewellery in gold and diamond. Traditional Maharashtrian designs like Naths, Mohan Maal etc are preferred by traditional customers. We have also seen younger generation visiting the store. One more thing we noticed this year is that customers are not restricting themselves to dhanteras for gold shopping. When we look at the year on year sales, we are meeting the expected sales targets.” he said.

Pankaj Khanna, MD, Khanna Gems said “We are expecting a considerable growth of 15-20% in the diamond jewellery consumption this year, as an impact of the extensive marketing campaigns of diamond jewellery by the brands. On the other hand, the demand for gemstones & gemstone Jewellery will increase by 10-15% this year due to the increasing disposable income of Indians during festivals like Diwali & Dhanteras.

[“source=forbes]

A guide on global online shopping for Indian buyers

It may not be as simple to shop from a global e-commerce website as it is from familiar online retail firms like Flipkart or Amazon India. Photo: iStock

It may not be as simple to shop from a global e-commerce website as it is from familiar online retail firms like Flipkart or Amazon India. Photo: iStock

Are you bored of your gaming console, and want to switch to Nintendo Switch? Or have you been eyeing that premium Harrods bag, or the latest collection from Saint Laurent or beauty products from Glossier? One way is to buy these global brands, not available in India, on your next trip abroad, the other is to hand a list to your NRI relatives. If you can’t wait that long, there’s always the option of shopping online from global e-commerce websites that ship internationally.

Click here for enlarge

Of course, there’s a cost attached to it, which many Indian shoppers don’t seem to mind paying, given the quality and choice. According to a report published by logistics firm DHL, The 21st century spice trade: A guide to the cross-border e-commerce opportunity, which quotes the Google Consumer Barometer, what drives consumers in less mature e-commerce markets like India to shop cross-border is better quality, broader range and trustworthiness. According to the report, 42% of surveyed Indian respondents said they shop from websites abroad due to better quality of products, while 37% liked the available offers. Electronic items (55%) and fashion apparels (45%) are among top purchases by Indian consumers, followed by beauty products and cosmetics (26%) and toys (20%).

But it may not be as simple to shop from a global e-commerce site as it is from familiar online retail firms like Flipkart or Amazon India—there are charges to take care of and payment and shipping options to consider. We hand-hold you through the hiccups and tell you smart ways to reduce your costs.

THE CHARGES

Shipping charges: While we are used to one-day free delivery option from most domestic e-commerce sites, ordering products from an international website typically attracts shipping charges. There are various factors that determine how costly the shipping is going to be. “Shipping charges are calculated based on factors like weight, dimension of the product, origin-destination, duties and taxes, insurance as applicable, and the service type (express takes 2-3 days, economy takes 5-15 days and postal takes 15-30 days),” said R.S. Subramanian, country manager, DHL Express India. Most global e-commerce websites have preferential rate agreements with a particular courier company and the same is displayed upfront at checkout.

Customs duty: All products, if imported for personal purposes, attract basic customs duty of 10%. On top of that, you also have to pay goods and services tax (GST) depending on the slab rate fixed by the government. Check the import customs tariff of various commodities here. While some websites might levy local taxes to be paid in your country in advance, some collect the customs duty upon delivery.

“Basic customs duty is 10% on majority of the products. It’s levied on the CIF (cost, insurance and freight) value. If you are purchasing something online, the CIF value will be mostly put up by the courier company; their cost generally includes insurance, too,” said Bipin Sapra, tax partner, EY.

However, the customs officer takes into account the “assessable value” when calculating the duty. “Generally, the assessable value and CIF value are the same and the customs duty is imposed on such value. Assessable value is self-assessed by the importer and is accepted by the customs officer. In case, such value is rejected by the customs officer, then the officer may determine the value as per applicable rules,” said Suresh Nandlal Rohira, partner, Grant Thornton India LLP. The CIF value may sometimes get rejected by the customs officer if she has any reason to believe that the product has been undervalued by the sender.

“Online shoppers should take care that the products ordered online by them are imported through courier and used for personal purpose to avail the concessional rate of 10% basic custom duty,” added Rohira.

Currency conversion: Websites usually list products in their local currency (say US dollar or British pound). The rupee is not one of the strongest currencies globally and hence conversion rates might spike up the charges.

PAYMENT OPTIONS

Most international websites only accept credit cards, payments via Paypal account or Amex cards. Domestic debit/credit cards that are not enabled for international transactions may also not work on international portals.

However, debit cards of some banks might work for international transactions. So check with your bank if your debit card can be used to shop internationally. If not, ensure you either have a Paypal account or a Visa or Mastercard credit card.

SMART WAYS TO REDUCE COSTS

Compare prices with package forwarding sites: If you are shopping for multiple items, package forwarding websites like Borderlinx, Shipito, and Shop and Ship may help you save some money.

Once you sign up, these sites will give you access to local warehouse addresses of different countries, for a fee. Just shop from any website and enter this local package forwarding address during checkout. After receiving the product from the e-commerce portal at their warehouse, they repackage and consolidate items into one package (in case of multiple items) and also help reduce the weight and size. They also work for those looking for brands that are shipped only domestically, say within the US.

While they may work for multiple items and in a situation where the main website doesn’t ship to India, they can turn out to be expensive otherwise because they have steep shipping costs. So make use of these services only if you really need the product and are willing to pay a premium on it. Compare costs before going for it.

Look for cheaper currency: You can also save at the time of currency conversion. You can get slight advantages by checking if the product is available on another country’s portal, say the US or Europe, where conversion rates might be slightly better. “Customers should do their research to not just see what the listed price is but also what the delivered price is going to be,” said Sapra.

However, “customs duty would remain the same for that product regardless of the country (you order the product from),” said Rohira.

Look for offers: One way to avoid the shipping charge is by shopping when the websites come up with offers of free international shipping during festive or sale seasons. Many sites also waive off the charges on a minimum order amount.

While Indian consumers are willing to pay extra if they can find quality products online, shipping charges and customs duty often make the products 40-50% more expensive than the listed price. So research well. Last but not the least, be careful of online fraud and only shop from reliable websites.

[“Source-livemint”]

Fashion’s Grand slam: why Wimbledon is a masterclass on how to look smart in the summer

Match point: the Duchess of Cambridge, Victoria Beckham, Serena Williams, the Duchess of Sussex and Anna Wintour Photograph: Guardian Design Team

From dreamy Ralph Lauren uniforms to all-white jumpsuits, your summer style directive is courtside SW19 – channelling Meghan and Kate, Anna Wintour and Serena Williams

Can we talk about the weather? Is there even any other subject right now? It is the beginning and end of every conversation. How marvellous it is, how lucky we are, obvs, segueing rapidly into the kicker: what on earth to wear? Holiday weather is a breeze when you are pulling a dress on over a bikini. But when you are still on-duty and expected to look smart, summer dressing is a challenge.

But as luck would have it, there is a masterclass on how to look smart in the summer being broadcast live from London for most of the day, almost every day, for the next fortnight. It’s called Wimbledon. While the rest of the country flails hopelessly around trying to figure out what to wear when your work wardrobe doesn’t suit the climate but your holiday wardrobe doesn’t suit the vibe, one corner of SW19 is showing us how it’s done.

Wimbledon is Britain’s best-dressed moment of the year. London fashion week has too many outsize trainers and miniature sunglasses; the Baftas has that baffling “it’s early February, I think I’ll stand outside in a strapless dress and no coat” goosebumpy thing going on; Ascot is Halloween for posh people. Wimbledon, on the other hand, is bona fide summer chic. And Wimbledon is more fashionable than it has ever been, because it lies at the crossing point of two axes of power in style this decade. SW19 is where the glamour of sport and the allure of the royal family come together – and the stock of both in fashion is at an all time high. The unstoppable rise of athleisure has made playing sport (or performatively watching sport, as exemplified by the royal box) more high-profile than ever. And the passing of the Wimbledon baton to a younger generation of the royal family (the Queen, not a tennis fan, has only ever attended four times) has amplified its profile by having coincided with the impact of the tennis-obsessed Middleton family in the royal landscape. Pippa Middleton is even more of a keen fan than her sister, and counts Roger Federer a close enough pal for him to have been a guest at her wedding last year.

If you don’t believe that strawberries and cream at Wimbledon now constitutes fashion’s top table, consider this. Serena Williams, the Duchess of Sussex, the Duchess of Cambridge, Victoria Beckham and Anna Wintour are probably the five most influential women in fashion in 2018, and the All England Club will probably play host to all five before next Sunday. Serena Williams, recent American Vogue cover star and currently to be seen in a Dior bodysuit on the cover of Harper’s Bazaar, is dominating early storylines on Centre Court as she returns from maternity leave. The new Duchess of Sussex, whose every public appearance leads to an instant sellout of whatever she wears, is a tennis fan (she attended in 2016) and pretty much a dead cert to support her friend Williams. The Duchess of Cambridge is a tennis nut and patron of Wimbledon. Victoria Beckham is a regular at the men’s final. As eight-times champ Roger Federer’s most loyal fan, Anna Wintour is sure to make an appearance as he defends his title. This is a power front row like no other. Oh, and Beyoncé – another friend of Williams, who has attended Centre Court as her guest – is in Europe, so don’t rule out a courtside cameo from the Carters, if they can carve out a moment from their tour schedule.

Beyonce and Jay Z at the Wimbledon women’s final between Serena Williams and Angelique Kerber in 2016.
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 Beyonce and Jay Z at the Wimbledon women’s final between Serena Williams and Angelique Kerber in 2016. Photograph: Karwai Tang/WireImage
Wimbledon uniform by Ralph Lauren.
 Wimbledon uniform by Ralph Lauren.

But the A-list are not the point, because what makes Wimbledon truly relevant to the business of getting dressed is that its fashion power does not derive from untouchable haute couture wardrobes. The joy of Wimbledon is that everyone is chic. The famous all-white dress code ensures that every on-court shot is a pure visual harmony. Then there is the Gatsby-esque dreaminess of the Ralph Lauren uniforms. Ballgirls and ballboys wear simple preppy navy polo shirts and polo dresses, while umpires and line judges wear blazers and smart cream slacks. The elegance of the uniforms is a lovely thing, because it makes those working at Wimbledon as central to the glamour of the place as the Duchesses in their Alexander McQueen tea dresses.

Dress, Zara, £29.99
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 Dress, Zara, £29.99 Photograph: Zara

The many style lessons to be learned from watching Wimbledon begin, of course, with white. When you want to look cool and calm in summer, all-white is an excellent place to start. Who wouldn’t take style tips from Roger Federer, the snow-white Centre Court dream whose appearance at this year’s opening press conference caused a reporter to blurt out that he was looking “even more handsome than last year”? I have never mastered wearing white on holiday (incompatible with a regime of spaghetti vongole and pistachio ice-cream) but I have learned that when you want to look competent and chic, white is the simplest formula for summer power dressing.

Blazer, £49.99, zara.com
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 Blazer, £49.99, zara.com Photograph: PR Company Handout

Also, blazers. If you are still harbouring inverse snobbery against the blazer, take a good look at Wimbledon and then at yourself. It is true that if you wear a blazer with a striped shirt and a panama hat and ostentatiously expensive watch, you will look ghastly. But if, on the other hand, you wear a blazer with your normal wardrobe you will find it neatens the edges of your look in a pleasingly no-effort kind of way. The key is not to shy away from going full-on blazer and thereby end up in a boring suit jacket. Gold buttons? Great, wear the blazer with a white T-shirt and cropped trousers and gold hoop earrings. Double-breasted? Surprisingly flattering thrown over a sundress.

Self-Portrait dress, £300, from matchesfashion.com
 Dress, £300, frommatchesfashion.com.

The Wimbledon “look” is smart, but not fraught. Even in the royal box, the dress code for female spectators is surprisingly relaxed. This makes Wimbledon an infinitely more useful template for what-to-wear-in-real-life than the royal enclosure, Ascot, with its compulsory millinery, or the Met Gala with its impossible dress codes (this year, if you recall, was Catholic chic). Self-Portrait is a popular label – Pippa Middleton wore one of their dresses last year, and Beyoncé the year before that – reinforcing its status as the home of formal-but-still-fun dresses. Sienna Miller in a cream Galvan jumpsuit, red lipstick and tortoiseshell sunglasses (2015) will forever serve as a reminder that the Talented Mr Ripley school of summer dressing takes a lot of beating.

This year’s Wimbledon is only just hotting up, but the fashion game is strong as ever. For day one, Mirka Federer teamed her deckchair-striped cotton shirt with a Gucci belt while Laura Carmichael wore a Ganni wrap dress: two strong summer looks, right there. The grass is green, the dress code is white – but this is a red carpet. Pour yourself a Pimm’s, and watch.

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[“Source-theguardian”]

Tata Motors posts first loss in three years on weak JLR sales

On Tuesday, shares of Tata Motors Ltd fell 1.18%, or ₹ 3.15, to ₹ 264.15 on the BSE.

On Tuesday, shares of Tata Motors Ltd fell 1.18%, or ₹ 3.15, to ₹ 264.15 on the BSE.

Bengaluru: India’s Tata Motors Ltd reported its first quarterly loss in nearly three years on Tuesday, as UK business Jaguar Land Rover (JLR) sold fewer of its luxury cars to dealerships in China, while raw material costs rose. The automaker said first-quarter net loss was ₹ 1,902 crore, compared with a profit of ₹ 3,182 crore a year earlier that included a ₹ 3,609 crore gain from changes to the way JLR’s pension payments are calculated.

Dealers in China delayed purchases to benefit from an import duty cut that came into effect after the end of the reporting quarter, the automaker said, adding that planned dealer stock reduction in other markets also weighed on its business.

That resulted in a 6.7% drop in quarterly revenue for JLR, the company added.

Total expenses during April-June rose about 17% to ₹ 69,890 crore.

JLR had said in April it would cut around 1,000 jobs and production at two of its English factories due to a fall in sales caused by uncertainty around Brexit and confusion over diesel policy.

On Tuesday, shares of Tata Motors Ltd fell 1.18%, or ₹ 3.15, to ₹ 264.15 on the BSE while the benchmark Sensex once again rose to a record high of 37,606.58 points, up 0.30%—or 112.18 points—from previous close.

[“Source-livemint”]